1. Land
(hold it for 10years at least) buy plots of land , fully document it, lease it out to farmers, and make sure its near capital. Buy it in your childrens name if u please. This could take as much as 60% of the funds and its very ok
2. Stocks.
(for at least five years) buy and hold like 3 or 4 presently undervalued stocks on the DSE in food/beverages, banking, or petroleum sectors. Make sure such company has good dividen/bonus track record and they are fully multinational in nature and as old as 30years. this should take over 25% of ur fund.
3. Gold jewelries
depending on ur environment and personality/discipline, this is a surebanker family investment, its safe and more liquid than land or property if well invested. Yes it often appreciate, but due to rescent global crisis, it has its ups and downs now, which means greater risk as well as reward oportunities, note: never speculate on gold jeweries for less than 3years. I speak from personal experience... Gold in the family, is a lifesaver.
4. Bonds/TREASURY BILLS (If u have the sophistication and stermina)
this is very good and i even equate it to rents on property, its the SAFEST OF ALL INVESTENT.
5. Your childrens KNOWLEGDE AND HANDWORK
this is the greatest investment ever.
Dont wait till they are 18and above before they are forced to learn about work, skills, budgeting, cash incentives,discrimnation, salary etc. The earlier the better. Expose them 9-to-5 even if its partime or informal arraignment. Let then work to earn, and be closely observed on how they freely spend the money. Theres nothing wrong having your 14 year old working as sales, apprentice, office clerk, teacher, staff or instrumentalist etc. So long as its well arrainged not to interfair with schooling. Its a new world order, the richest men in the world were mostly exposed to work ethics even as kids(you may google this) . If all investments are erroded away, man must fall back to his skills/handwork. Expose your children to Books, and not just anybooks, self improvement books. Infact, a family library is more inportant than a car. Knowlege and experience is very important investment that cannot depreciate.
On Sun, Apr 21, 2013 at 5:19 PM, Leila Abdul <hifadhi@gmail.com> wrote:
I have the bulk sum for their university education on hand but it seems like a bad idea to leave it sitting in a savings acct. What investment options do i have where the money cant be lost? Also the kids are in school presently so i need to be able to have access to the money or dividends at least every three months.--
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