Re: [wanabidii] Re: Is NBC an islamic bank?

Sipati picha pale matangazo yangesomeka hivi " CHRISTIAN BANKING"
'hii ni service ya wakristo tu' Pasingetosha! Wakristo ni wavumilivu
sana halafu hawajali sana mambo!

On 7/12/13, Bernard Ulaya <nyalukolo@yahoo.com> wrote:
> Just a few lines on this!
>
> For NBC, Islamic banking is just a part of what the bank offers. My
> understanding is that it is a window within the bank that offers a number of
> products under this umbrella in addition to all the other products it
> offers. It is a positive effort towards financial inclusion since research
> has shown that some people do not access financial services due to religious
> reasons one being the charging of interest on loans or payment of interest
> on savings. It is just like having an agricultural window or a microfinance
> window within a bank.
>
>
> The basic definition on Islamic banking is  "A banking system that is based
> on the principles of Islamic law (also
> known Shariah) and guided by Islamic economics. Two basic principles
> behind Islamic banking are the sharing of profit and loss and,
> significantly, the prohibition of the collection and payment of
> interest. Collecting interest is not permitted under Islamic law.
>
> To my knowledge only Amana Bank is a bank fully compliant with Islamic
> banking. All the other banks have windows offering these products.
>
> I believe someone from NBC is reading this and will be able to provide us
> further clarity of the matter.
>
>
> Bernie
>
>
> ________________________________
>
>
>
>
> ________________________________
> From: Kenneth Masuki <kennymasuki@gmail.com>
> To: wanabidii@googlegroups.com
> Sent: Friday, 12 July 2013, 15:05
> Subject: Re: [wanabidii] Re: Is NBC an islamic bank?
>
>
>
> Mie nafikiri huo siyo mfuma wa kibaguzi bali ni service ambayo inatolewa kwa
> anayetaka kujiunda kama vile unavyoweza kujiunga katika service yeyote ndani
> ya kampuni yeyote inayotoa huduma. Mfumo huu. `kama utajiunga ina maana kuwa
> fedha zako utakazoweka humo zitabaki kama zilivyo kwa maana kuwa hutalipwa
> faida (interest) yeyote na ikiwa utachukua mkopo basi nawe pia hutatozwa
> faida yoyote, kwa mantiki hiyo wewe na benki husika wote mtafaidika kawa
> maana wakati benki itakapotumia fedha zako kuinvest ile faida ambayo wewe
> ungegawiwa inabaki na benki na pale wewe utakapo chukua mkopo basi benki
> nayo haikutozi faida kwa hiyo hapo wote mmenufaika lakini labda mmoja
> atapata zaidi. Huu ni ulewa wangu mdogo tu wa mfumo huo.
>
> Ken
>
>
>
> 2013/7/12 john mahaba <mahabajo@yahoo.com>
>
> uongozi wa kisiasa tulionao ndo unafacilitate mifumo ya kibaguzi kama hii
>>uongozi shupavu hauwezi kuwagawa wananchi wake kiuupuuzi namana hii
>>wakiambiwa wanaleta udini wanaanza shutuma, kana kwamba watanzania
>>hatuna akili. ni oungozi upi katika historia ya nchi hii tuliwahi
>> kufikishwa hapa.
>>
>>
>>
>>
>>
>>
>>________________________________
>> From: Godfrey Ngupula <ngupula@yahoo.co.uk>
>>To: "wanabidii@googlegroups.com" <wanabidii@googlegroups.com>
>>Sent: Friday, July 12, 2013 2:47 PM
>>Subject: [wanabidii] Re: Is NBC an islamic bank?
>>
>>
>>
>>Kuna matangazo mengi sasa ya radioni yanayoonyesha kuwa kuna kitu
>> kinachoitwa Islamic Banking (account na ATM) katika Bank ya NBC.  Nafikiri
>> maana ya Islamic account na ATM ni mfumo ambao hauzingatii utozaji riba
>> kama imani ya kiislm inavyosema. Najiuliza maswali mengi,mfano,kama NBC
>> wanaona hilo la kutotoza riba linafaa,ni mtanzania gani asiyependa kupewa
>> huduma bure au kupata mikopo isiyo na riba?Na kama hilo linawezekana si
>> waondoe riba na tozo kwa watu wote.Na kama haliwezekani,je mzigo wa
>> gharama za uendeshaji account nani anaubeba?. Binafsi kwa uelewa wangu huo
>> mdogo sifurahishwi na kitu kama hicho ndani ya Bank ya kitaifa kama ya
>> NBC. Hizi taasisi zinazobeba watu wengi sidhani kama ni busara hata kidogo
>> kuanza kuweka vitu ambavyo mwisho wa siku vitaishia kutugawa tu wa
>> Tanzania. Nimeshawasikia si chini ya watu 10 ambao wamesema wanachukizwa
>> na jambo hilo na wako tayari kufunga account zao NBC. Tunaomba maoni kama
>> kuna mtu mwenye uelewa
> zaidi....na kama vipi tujue Bank hiyo ishaingiliwa na nini kifanyike.
> Godfrey Ngupula
>>
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